Welcome to Joint Venture Pay ("Company," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website and services. By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree, do not use our services.

1. Definitions

"Services" refers to all payment processing, related tools, and features provided by Joint Venture Pay. "User" or "you" refers to any individual or entity accessing our services. "Website" refers to our online platform located at [Insert URL].

2. Eligibility

You must be at least 18 years old and capable of entering into legally binding contracts to use our services. By accessing or using our services, you represent and warrant that you meet these requirements.

3. Account Registration and Security

a. Registration

To use our services, you may need to register an account. You agree to provide accurate and complete information during registration and keep your account details up to date.

b. Account Security

You are responsible for maintaining the confidentiality of your login credentials. Notify us immediately if you suspect unauthorized access to your account. We are not liable for losses resulting from unauthorized access.

4. Use of Services

a. Permitted Use

You may use our services only for lawful purposes and in compliance with these Terms and all applicable laws and regulations.

b. Prohibited Activities

You agree not to:

Use the services for illegal or fraudulent purposes. Attempt to disrupt the functionality of our website or services. Engage in activities that violate intellectual property rights or privacy laws. Misrepresent your identity or provide false information.

5. Fees and Payment

a. Fees

You agree to pay all applicable fees for using our services as outlined in your agreement or our pricing schedule. Fees are subject to change with prior notice.

b. Payment Terms

Fees are non-refundable unless expressly stated otherwise. Payments are processed securely through our system or approved third-party processors.

c. Taxes

You are responsible for all applicable taxes arising from your use of our services.

6. Transaction Processing

a. Accuracy

You are responsible for ensuring the accuracy of payment details. We are not liable for errors resulting from incorrect information provided by you.

b. Limits and Restrictions

We reserve the right to impose transaction limits, decline transactions, or suspend accounts if suspicious or unauthorized activity is detected.

c. Chargebacks

If a chargeback occurs, you agree to cooperate with us to resolve the issue promptly.

7. Intellectual Property

a. Ownership

All content, design, logos, trademarks, and software on our website are owned by Joint Venture Pay or licensed to us. You may not use, copy, or modify any content without our prior written consent.

b. User Content

By submitting content (e.g., feedback or suggestions) to us, you grant us a non-exclusive, royalty-free, perpetual, and irrevocable right to use, reproduce, and distribute such content.

8. Privacy

Your use of our services is also governed by our

Privacy Policy

, which explains how we collect, use, and protect your personal information.

9. Disclaimer of Warranties

Our services are provided "as is" and "as available," without warranties of any kind, either express or implied. We do not guarantee:

The accuracy, completeness, or reliability of the services. Continuous, uninterrupted access to the services. That the services will be free from errors, viruses, or harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, Joint Venture Pay and its affiliates are not liable for:

Any direct, indirect, incidental, or consequential damages resulting from your use of our services. Loss of data, profits, or revenue, even if we have been advised of the possibility of such damages.

Our total liability is limited to the fees you paid to us in the 12 months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Joint Venture Pay, its affiliates, and their employees from any claims, damages, or expenses arising from:

Your use of our services. Your breach of these Terms. Any violations of applicable laws.

12. Termination

We may terminate or suspend your account and access to the services at our sole discretion, without notice, for:

Breach of these Terms. Illegal or unauthorized activity. Non-payment of fees.

You may terminate your account by providing written notice to us. Upon termination, your access to the services will cease, but you remain responsible for any outstanding obligations.

13. Dispute Resolution

a. Governing Law

These Terms are governed by and construed under the laws of the State of New York, without regard to conflict of laws principles.

b. Arbitration

Any disputes arising from or related to these Terms will be resolved through binding arbitration under the rules of the American Arbitration Association. You waive your right to a trial by jury.

c. Venue

Arbitration will occur in New York, NY. Any claims not subject to arbitration will be litigated in state or federal courts located in New York County.

14. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be effective immediately upon posting. Continued use of the services after changes constitutes acceptance.

15. Miscellaneous

a. Entire Agreement

These Terms constitute the entire agreement between you and Joint Venture Pay regarding your use of the services.

b. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions remain in full force.

c. No Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of our rights.

16. Contact Information

If you have questions or concerns about these Terms, contact us at:

Joint Venture Pay

[email protected]

1-800-399-7158

By using Joint Venture Pay's services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.