Joint Venture Pay ("Company," "we," "us," or "our") is dedicated to protecting the privacy of our users ("you," "your"). This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website and services. By accessing or using our services, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We collect various types of information from and about users of our website and services, including:

a. Personal Identification Information

Examples: Full name, email address, phone number, billing address, shipping address, and government-issued identification if necessary. Purpose: To identify and communicate with you, process payments, and ensure compliance with legal obligations.

b. Financial Information

Examples: Bank account details, credit or debit card information, transaction details, and payment history. Purpose: To process payments securely and provide refunds where applicable.

c. Technical Information

Examples: IP address, browser type, operating system, referring URLs, and geolocation data. Purpose: To optimize website functionality, troubleshoot technical issues, and prevent fraudulent activities.

d. Usage Data

Examples: Pages visited, time spent on our site, search terms, and other interaction details. Purpose: To analyze website usage and improve our services.

e. Cookies and Tracking Technologies

Examples: Cookies, web beacons, and pixel tags. Purpose: To enhance user experience, remember preferences, and deliver targeted advertisements. For more details, see our Cookie Policy.

2. How We Use Your Information

We use the information we collect to:

Facilitate payment processing and related services. Verify your identity and prevent unauthorized access. Communicate with you about your account, transactions, and updates. Improve and personalize your experience on our website. Conduct audits, fraud monitoring, and security reviews. Comply with legal and regulatory obligations. Develop new features and services.

3. Information Sharing and Disclosure

We may share your personal information with the following:

a. Service Providers

Third parties who assist in processing payments, verifying identity, managing IT infrastructure, and delivering customer support.

b. Legal Compliance

Authorities, regulators, or legal entities if required by law or court order, or to protect our rights, property, or safety.

c. Corporate Transactions

In the event of a merger, acquisition, or sale of company assets, your information may be transferred to the successor organization.

d. Marketing Partners

With your explicit consent, we may share limited data with third parties for marketing purposes.

4. Data Retention

We retain your information only as long as necessary for the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Financial data is retained for compliance with tax and accounting obligations.

5. Data Security

We implement the following measures to safeguard your information:

Encryption of sensitive data during transmission and storage. MUlti-factor authentication for access to sensitive systems. Regular audits of security protocols and infrastructure. Training for employees on data protection best practices.

Despite these measures, no system can guarantee 100% security. We encourage users to protect their account credentials and report any suspected security incidents immediately.

6. Your Data Protection Rights

You have specific rights under applicable data protection laws, including:

a. Right to Access

You can request copies of your personal data, subject to verification of your identity.

b. Right to Correction

You can ask us to correct inaccurate or incomplete information.

c. Right to Erasure

You may request that we delete your personal data, subject to our legal and contractual obligations.

d. Right to Restrict Processing

You can request that we suspend the processing of your data under certain conditions.

e. Right to Object

You can object to the processing of your data for direct marketing or other purposes.

f. Right to Data Portability

You may request that we transfer your data to you or another organization in a structured, commonly used format.

7. Compliance with New York Laws

Joint Venture Pay complies with New York-specific privacy laws, including:

New York Personal Privacy Protection Law (PPPL): Governs the collection, maintenance, and dissemination of personal data by public and private entities. New York SHIELD Act: Mandates robust data security measures to protect the personal data of New York residents.

For more details, visit the

New York SHIELD Act.

8. International Data Transfers

If you access our services from outside the United States, note that your data will be transferred to and processed in the U.S. By using our services, you consent to this transfer.

9. Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Changes will be posted on this page, and the effective date will be updated. We encourage you to review this policy periodically.

10. Contact Information

If you have questions or concerns about this Privacy Policy, or wish to exercise your rights, please contact us at:

Joint Venture Pay

[email protected]

Phone:

800-399-7158

This Privacy Policy reflects Joint Venture Pay's commitment to transparency and your privacy. Thank you for trusting us with your personal information.